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Letting? Let us help you to
find the perfect property to give you instant equity and long term financial security.
WHY BUY-TO-LET?
UK property prices have doubled every 8.2 years since 1946
A lack of supply will support house prices in 2008
The number of new households is growing by 50,000 a year, more than the supply of new build property
House prices rose approx 5% in 2007
Demand from tenants is at an all time record with rental incomes at their highest ever levels
Strong fundamentals underpin the housing market - good economy, high employment and falling interest rates
Paragon revealed that yields grew by 6.2% in the last 3 months of 2007
House prices have risen 179% over the past 10 years
The RICS expects house prices to be broadly unchanged in 2008, Hamptons International puts overall house price growth at 3-4%.
The average landlord enjoyed a return of more than £34,000 last year.
Growing rental demand from students, immigrants and those who can't afford to buy or prefer to rent
London stock exchange declared property as the best performing investment over the past 10 years
 
STAGE 1 - THIS IS WHAT WE DO…

STEP 1: RESEARCH
Property Link Up carries out extensive research including site inspections, surveys, valuations and reports to find the best available properties with the potential to generate the highest possible returns. These are all the things we complete for you before we advertise the properties…
Independent valuations
Independent rental assessments
Comparables
Mortgage viability report - figures already calculated
Location reports – detailed area information
STEP 2: NEGOTIATE DISCOUNTS
Once the mortgage feasibility study is complete and all the criteria’s have been fulfilled Property Link Up then negotiates substantial discounts of up to 25%, our established relationships with developers along with our ability to buy in bulk and to sell quickly means we have increased buying power. The independent valuations and market assessments will ensure all the discounts are genuine and the advertised value of the property reflects the true market value.

By purchasing ‘off-plan’ we are able to negotiate even bigger discounts and you will benefit from the added-value once the property is complete, also during the development stage it is likely that the property value will increase giving you even higher returns on your investment if you decided to sell.

STEP 3: PAY RESERVATION FEES
If we are satisfied with the above then we will reserve the best available properties, once we have paid the reservation fees we can then guarantee these properties are available with the agreed discounts ready to pass on to you.

STEP 4: ADVERTISE PROPERTIES
These plots/properties are then made available to you with detailed specifications, plans, area information, surveys and mortgage viability reports. These can be viewed on the PROPERTIES AVAILABLE section of our website. Once you are registered with us we will automatically send you the latest properties. REGISTER NOW.


STAGE 2 - THIS IS WHAT YOU DO…

STEP 1: DECIDE TO BUY
Once you have made the decision to purchase all you need to do is fill out the reservation form which you can download from the property page of the website and e-mail, fax or post back to us.

STEP 2: PAY RESERVATION AND SOURCING FEES
On reservation you will need to pay the reservation fee and sourcing fee, this can be done by credit card, debit card. Bank transfer or cheque. Once payment has been received we will then confirm your reservation and instruct the developers solicitor to send contracts to your solicitor.

Reservation fees are paid to the developer (normally £1,000) this then becomes part of your deposit payment paid to the developer upon exchange of contracts.

STEP 3: COMPLETE MORTGAGE APPLICATION
A certified mortgage advisor from Mortgages 4 You, our independent mortgage consultants will contact you to complete the mortgage application. This should be quick and easy due to the preliminary work already carried out.

STEP 4: COMPLETE THE PURCHASE
The developer’s solicitor will contact your solicitor to complete the purchase, firstly by an exchange of contracts once your mortgage offer has been issued.


STAGE 3 – READY TO LET

STEP 1: FURNISH IT
Once your purchase is complete we will arrange for your property to be fully furnished with high quality contemporary furnishings to suit the characteristics of the property and the requirements of your target market. Every room will be optimised with carefully selected pieces of furniture, fabrics and accessories from our tailor-made complete furniture packages. We can even provide floor coverings, appliances and artwork for the walls.

STEP 2: LET IT!
From our list of recommended rental agents you can get approved tenants as soon as possible. Your property is now earning you money and it really is as easy as that!

IF YOU HAVE ANY QUESTIONS PLEASE CONTACT US ON 0845 6034064
or info@propertylinkup.com

PROPERTY VALUE
Current market value:
£200,000
20% Discount
£40,000
PRICE YOU PAY:
£160,000
WHAT TO PAY AMOUNT TO PAY   WHO TO PAY   WHEN TO PAY
Reservation Fee
£1,000
  Property Link Up   Upon application
   
       
Sourcing Fee @ 2%
£4,000
  Property Link Up   Upon application
   
       
Deposit @ 5% (minus reservation fee)  
£7,000
  Developer   On Exchange - 28 days after application
   
       
TOTAL UP
FRONT COST
£12,000
       
   
       
MORTGAGE VALUE 85%
£136,000
       
BALANCE TO PAY
£16,000
       
   
       
TOTAL COST
£28,000
       
EQUITY IN PROPERTY
£40,000
       
In simple terms you have just bought a property for £164,000 that is worth £200,000 giving you instant equity of £36,000 for practically no work at all.

You will also need to consider mortgage fees, solicitor fees and stamp duty.

It may also be possible to include all the up-front fees as part of your mortgage so you are reimbursed once the sale is complete. In some cases you may be able to use a gifted deposit and also include some of your fees in your mortgage deal. This means that your investment costs you very little to set-up.

You will also continue to make money from the rental income which should be higher than your mortgage payments and from any increase in the value of the property over time. Once your mortgage term has ended you will have a valuable asset paid for by your tenants.
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